KinneyMunro Insights

Stocks Plus Cash Does Not Equal Portfolio Diversification    While holding a combination of cash and stocks might seem a cautious approach to  investing, it falls short of being a truly diversified portfolio. There are several critical  reasons why this...

Is Now the Right Time to Start or Update My Financial Plan?    Creating a financial plan is akin to crafting a roadmap for your financial future, and there's no time like the present to consider taking this crucial step. The current economic climate,  coupled...

Understanding the Lag Between Falling Interest Rates and Economic Impact   Interest rates are a fundamental tool of monetary policy, controlled by central banks to  influence economic activity. When interest rates fall, borrowing costs decrease, theoretically ...

Blinded by Equity Performance. Don't Overlook the Opportunities in Bonds   Over the course of the past month, we have conducted meetings with clients to get a better sense of how they are positioned and what concerns they have about the future.  One theme has...

CHOOSING THE RIGHT LEGAL STRUCTURE FOR YOUR BUSINESS WHAT TO CONSIDER BEFORE LAUNCHING YOUR NEW COMPANY Perhaps you’re an entrepreneur with an exciting idea for a new business. Or maybe you and a family member or friend have been thinking about combining your varied...

COLLEGE PREP: HOW TO PROTECT YOUR CHILD'S HEALTH Parents with college kids may be more focused on helping their adult children get settled into a dorm than thinking about key documents they should sign to protect their health and privacy. What If Your Adult Child Gets...

PROVIDING PLANNING FOR THOSE WITH SPECIAL NEEDS Written by: Cory M. Allen, CFP®, ChSNC® Traditional financial planning is a broad topic that includes both simple and highly complicated topics. It is not surprising many people chose to enlist the services of a...